This insurance combines both Road Risks and Liability cover with protection of your stock and premises.

1. Stock cars at your premises & storage
     addresses or sub contractor's premises
2. Permanent vehicles including
     demonstration cover for social domestic &
     pleasure with principal extensions to
     friends & relatives
3. Demonstration accompanied or
​     unaccompanied, Courtesy vehicle, Self
     Drive Hire and hired in vehicles.
4. Liabilities, Contents, Stock, Business

Rest assure and feel free to ask one of our trained professionals  for more assistance.

TEL: 0121 773 1234


Protecting your motor trade premises with combined insurance

Motor Trade Combined Insurance arranged through M&H is designed for larger businesses operating from premises such as motor dealers, MOT centres and repair garages.

A Motor Trade Combined Insurance policy can provide comprehensive protection against damage to property, stock and assets owned by the motor trader, as well as liability exposures. For additional peace of mind, we also arrange cover for Business Interruption, Engineering Inspection and Goods in Transit.

Our advisors have extensive experience working with the motor trade industry and will compare quotes from specialist motor trade insurers to find you a great deal.

Your Motor Trade Combined Insurance will be arranged quickly and easily, giving you the reassurance that everything is taken care of.


More Commercial Vehicle Insurance FAQs and Information

Own goods or Haulage?

Own goods
Carriage of goods in connection with your own trade of profession and for social, domestic and pleasure purposes. Excludes the carriage of goods or passengers for hire or reward. So for an example a builder carrying his own tools needs own goods cover as what ever he is carrying is his own tools, or a shop keeper making deliveries of his products to customers only needs own goods.

Carriage of goods for hire or reward and use for social, domestic and pleasure purposes. Excludes the carriage of passengers for hire or reward.Insurance companies for the purpose of insurance will class a haulier as somebody who has fixed contracts and is usually only doing 1 or 2 deliveries a day, they will usually know what they are carrying and will know who they are delivering to. For instance, if you have a contact with a furniture shop and you are delivering sofas on their behalf and you are doing no more than 3 deliveries a day you are entitled to buy haulier insurance.