Your Trade


Commercial Insurance

We work hard to make sure you have the right cover to protect your shop, and indeed, your livelihood. We have a wealth of experience and knowledge about what shop owners need from their insurance. Here are just some of the covers that are included in our standard insurance:

* Shops

* Restaurants

* Takeaways and Fast Food Outlets

* Hotels & Guest Houses

* Offices

* Hair & Beauty Therapists

* Pubs

* Small Commercial Property Owners

Rest assure and feel free to ask one of our trained professionals  for more assistance.

TEL: 0121 773 1234


We specialise in providing businesses with reassurance, peace of mind and confidence in their insurance policies, with a team of business insurance specialists who understand the business sector and who can establish what your business needs from an insurance policy. We are confident we can help develop an insurance policy to suit your business while keeping the price to a minimum.



Our commercial Insurance was designed with retail outlet, Shops and pub & restaurant owners in mind, where your:

Total contents and buildings cover doesn't need to go over £2.5M.
Overall stock and contents doesn't exceed £500,000.

We understand what matters to your business, so that’s why we include:

  • 0% interest on monthly payments (Option to spread your insurance premium over the whole year, at no extra cost.)
  • £500,000 business interruption insurance as standard to protect your gross profit over a 24 month period
  • Seasonal stock increase as standard
  • Replacement as new on your contents, equipment and fixtures & fittings
  • Support and advice line available 24/7
  • Public & Product Liability Insurance £2M as standard and optional increase up to £5M available
  • Employer’s Liability insurance £10m as standard
  • Goods in transit insurance up to £2,500 in any vehicle owned or operated by the insured and at exhibitions
  • Cover for cash kept on the premises or in transit during working hours up to £4,000