Accidents Happen


Despite your best intentions, accidents do happen and if the accident is as a result of something your business has done then a client, contractor, or member of the public can claim against your business for compensation. Your public liability can be triggered by something as simple as spilling a drink over a client’s computer, or a contractor slipping on a wet surface in your office incurring injury or damage.

To help protect your business, M&H can provide small businesses with public liability insurance as a standalone policy or it can be purchased together with our range of business products

Rest assure and feel free to ask one of our trained professionals  for more assistance.

TEL: 0121 773 1234

Why Have

Why have public liability insurance
Even if you don’t have visitors to your office or home, you could still suffer a public liability claim against your business; for example, if you accidentally damage a client’s property in their office.

Easy access to ‘no win no fee’ legal services which help individuals claim compensation may increase the likelihood of a business experiencing a public liability claim.


Anyone working for you could trigger a public liability claim against your business if their actions at work injure a client or member of the public.

Many companies and organisations will also insist on their suppliers having public liability insurance cover in place.


M&H Public Liability Insurance protects you and your business. Covers you when you have to pay compensation because a client, contractor or member of the public is injured and your business is at fault.

Pays out up to £100,000 to cover legal fees spent in defending a claim

You can combine our public liability cover with employer’s liability insurance to create one simple package; alternatively it can be purchased on its own.

If you have employees, employers’ liability insurance is a legal requirement and can be bought as a package with our public liability insurance.