M&H Insurance
Standard Perils FLEA/FLEE Full Perils cover also available at request 3, 6 or 12 month options available Properties undergoing works Pending let Pending Sale Subsidence cover option Call 0121 773 1234 Instalments available on request
Standard Fire Lightning Malicious Damage Option Contents insurance cover available Theft insurance cover option Properties under renovation Pending let Pending Sale Subsidence cover option Call 0121 773 1234 Instalments available on request
Standard Perils FLEA/FLEE Full Perils cover also available at request 3, 6 or 12 month options available Properties undergoing works Pending let Pending Sale Subsidence cover option Call 0121 773 1234 Instalments available on request
Unoccupied
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​Whether your property is up for sale or awaiting tenants for example, our policies are flexible and easy to arrange.

Unoccupied property insurance is available on restricted perils cover and full perils cover from our panel of insurers.
We can also offer short terms covers of up to 3 or 6 months.

Cover available for:

1. Unoccupied Properties*
2. Listed Building
3. Flat Roofs
4. FLEE/FLEA and Full Perils cover
5. Previous

Rest assure and feel free to ask one of our trained professionals for more assistance.

TEL: 0121 773 1234

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​Problem
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Unoccupied - Problem with getting Unoccupied Property Insurance?

There may be many reasons why your property will be unoccupied from the inception of the policy.

Renovation
Pending let
Pending sale
Inherited
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We have a select panel of unoccupied property insurers that offer standard perils cover and also full perils cover. Whatever your needs ,we can arrange the right unoccupied property insurance for you.
​Cover
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Does unoccupied property insurance cost more?
Pricing is based on details provided for each un-occupancy
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How much depends on:
why it's unoccupied
how long unoccupied
is any building work in progress
what you plan to do with the property

We can also offer short period unoccupied property insurance cover to reduce the premium for you.
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What unoccupied property insurance cover is available?
Any insurers that deal in this area usually offer the standard Fire, Lightning, Earthquake and Explosion (FLEE) cover or Fire, Lightning, Explosion & Aircraft Impact (FLEA) cover. You will also receive cover for property owners liability.
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If you are looking for more extensive cover we are able to check for full perils cover at your request.